Terms of Service

Effective Date: August 1, 2025

Magic Signal

Introduction

Welcome to Magic Signal, your AI-powered companion for smarter investing. By accessing or using our services, you agree to these Terms of Service.

Use of the App

By using Magic Signal, you agree to:

  • Use the app only for lawful purposes

  • Not misuse the app or its data (e.g., by scraping or reverse engineering)

  • Not share your login credentials with others

  • Accept that the service may be updated, changed, or discontinued at our discretion

Account Registration

You may sign up using Google or Apple authentication. You are responsible for:

  • Maintaining control of your login credentials

  • Any activity that occurs under your account

  • Notifying us if you suspect unauthorized access

Service Limitations and Fair Use

To ensure optimal performance and availability for all users, the Service is subject to the following usage limits:

  • On-Demand Stock Analysis: Users may request up to 20 individual stock analyses per 24-hour period. This limit resets every 24 hours from your first analysis request.

  • Rate Limit Changes: We reserve the right to modify usage limits at any time to maintain service quality, prevent abuse, or accommodate technical constraints. We will make reasonable efforts to communicate changes to rate limits through the app or via email when feasible.

  • Fair Use: We reserve the right to suspend or terminate access to users who attempt to circumvent rate limits or use the Service in a manner that degrades performance for other users.

Excessive or abusive use of the Service may result in temporary or permanent suspension of your account.

Payments and Subscriptions

Magic Signal subscriptions are managed by:

  • Apple App Store (iOS users)

  • Google Play Store (Android users)

All billing, renewals, and cancellations are handled by these platforms. We do not process payments or store your billing details directly.

Refunds

All refund requests are handled by Apple App Store or Google Play Store according to their respective refund policies. We do not control or process refunds directly.

For refund inquiries:

  • iOS users: Contact Apple Support

  • Android users: Contact Google Play Support

AI-Powered Financial Insights Disclaimer

Important Notice:

Magic Signal does not offer investment advice, broker services, or financial guarantees.

  • All content is for research and informational purposes only

  • We do not provide personalized financial advice or act as fiduciaries

  • Users should consult qualified professionals before making financial decisions

  • Past performance is not indicative of future results

User Conduct

You agree not to:

  • Violate laws or intellectual property rights

  • Use the app to promote or execute illegal activity

  • Interfere with app performance or infrastructure

  • Use the app as a substitute for licensed investment advice

Intellectual Property

Our Property:

All branding, app design, user interface, proprietary algorithms, and compiled content are owned by Magic Signal or licensed to us.

AI-Generated Content:

The AI-generated analyses in Magic Signal are created using proprietary prompts, data selection, and processing methods owned by Magic Signal. While individual AI outputs may not be copyrightable under current U.S. law, our methods, processes, and compilation of analyses are protected as trade secrets and proprietary information.

Your Use:

You may view and use AI-generated analyses for your personal, non-commercial use. You may not:

  • Reproduce, redistribute, or resell our analyses

  • Scrape or systematically extract our content

  • Reverse engineer our proprietary methods or algorithms

  • Use our content to train competing AI models

Third-Party Data:

Some data displayed in Magic Signal is licensed from third-party providers and subject to their respective terms of use.

Termination

We reserve the right to suspend or terminate access at our discretion for any misuse or violation of these terms.

Limitation of Liability

We are not responsible for:

  • Any investment losses resulting from the use of the app

  • Interruptions, delays, or inaccuracies in data

  • Third-party platform issues (e.g., Google, Apple)

Use Magic Signal at your own risk. All investment decisions are solely your responsibility.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MAGIC SIGNAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Force Majeure

We are not liable for service interruptions or failures to perform caused by events beyond our reasonable control, including but not limited to:

  • Natural disasters

  • Internet or telecommunications outages

  • Government actions or regulations

  • Third-party service failures (e.g., data providers, cloud hosting)

  • Cybersecurity incidents

Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising out of or relating to these Terms or the use of Magic Signal shall be resolved through binding arbitration rather than in court, except as provided below.

Arbitration Process:

  • Arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules

  • The arbitration will be held in the United States

  • Each party will bear its own costs and fees

  • The arbitrator's decision will be final and binding

Exceptions:

  • Either party may bring a claim in small claims court if the dispute qualifies (typically under $10,000)

  • Either party may seek injunctive relief in court for intellectual property violations

Class Action Waiver:

You agree to resolve disputes with us only on an individual basis. You waive your right to participate in a class action lawsuit or class-wide arbitration.

Governing Law

These terms are governed by the laws of the United States and the State of Delaware, without regard to conflict of law principles. By using the app, you agree to resolve any disputes under applicable U.S. jurisdiction.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Magic Signal regarding the use of the app.

Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by updating the "Effective Date" at the top of this page. Continued use of the app after changes constitutes acceptance of the updated Terms.

Contact

Questions about these terms? Reach out at:

Email: terms@magicsignal.app